Standards for Insurance 660-05-30-40
(Revised 1/1/08 ML 3118)
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The provider must provide documentation of insurance coverage for an
initial license and upon license renewal. Minimum standards for insurance
are as follows:
- The provider shall maintain
a minimum household liability insurance coverage of one hundred thousand
dollars and premises medical coverage of five hundred dollars per occurrence.
- The provider must maintain
adequate liability insurance, uninsured motorist coverage, and underinsured
motorist coverage on all vehicles, operated by the provider or members
of the provider's household, in which residents may be a passenger.
- The provider shall maintain
liability coverage at least twenty five thousand dollars for bodily injury
or death to one person in any one accident and fifty thousand dollars
for bodily injury to or death of two or more persons in any one accident
and twenty five thousand dollars for injury to or destruction of property
of others in any one accident.
- The provider shall maintain
uninsured motorist coverage and underinsured motorist coverage of at least
twenty five thousand dollars for bodily injury or death to one person
in any one accident and fifty thousand dollars for bodily injury to or
death of two or more persons in any one accident.
- The provider shall maintain
No Fault coverage of at least thirty thousand dollars.
